Benefits of an online account opening in India

by Carter Toni

Online account opening is a recently introduced sign-up option in India. Customers are quickly adapting to it since there are many benefits to opening a savings account online. Read this article to acquaint yourself with these benefits and about the overall banking experience improved with opening a digital bank account.

1. Most online account-opening procedures are easy and cost-effective. 

Opening a bank account online is an easy way to increase savings without the hassles of physically visiting a bank branch and taking an extended documentation process. Along with quick account opening, you also get free services to request debit cards or chequebooks. Uniquely, IDFC FIRST Bank offers a Zero Fee Banking feature which implies no fee on over 28 banking services, including no charges on opening, or closing a bank account, which helps customers to increase their savings efficiently.

2. A digital account opening helps customers save more money.

IDFC FIRST Bank has designed its savings accounts intending to help customers save more. Not only does the bank offer a high-interest rate, but also provides monthly interest credits. The IDFC FIRST Bank mobile app helps customers budget better using the Track Your Expenses feature.

3. Access banking services conveniently via a mobile app. 

Mobile banking has revolutionized the way of banking in India, especially after the nationwide success of UPI (Unified Payments Interface). IDFC FIRST Bank’s app helps customers instantly access all banking services, including investments, bank account balance and Fixed Deposit (FD) accounts. Moreover, a mobile banking app offers secure and comprehensive banking services in one place.

4. Banks offer more options to transfer money online. 

IDFC FIRST Bank is known for two online transfer methods that help customers transfer money securely – Auto Pay and One-Swipe Pay. Customers can opt for Auto Pay to avoid missing any utility bill payments. On the other hand, One-Swipe Pay is a convenient method to send money online with a single tap. In addition to these methods, IDFC FIRST Bank facilitates NEFT (National Electronic Funds Transfer), IMPS (Immediate Payment Service), and RTGS (Real-Time Gross Settlement) transfers.

5. Customers can seamlessly access customer services through the app.  

The best net banking apps provide uninterrupted access to their customer support team. IDFC FIRST Bank’s mobile banking app connects you directly to their customer support at any hour of the day. Moreover, the customer service is trustworthy and does not waste customers’ time by making them wait in endless waiting queues. A bank’s mobile banking app is efficient if it facilitates direct access to its customer service team.

Customers can access features like Zero Fee Banking only by opening a digital bank account with a well-known bank such as IDFC FIRST Bank. They must also choose savings accounts that help them save more with easily accessible services. Banks ensure this by providing customer-friendly features on their mobile banking apps and offering a high-interest rate. Features like Zero Fee banking too must be preferred as they provide opportunities to save money on common banking services which amounts significantly in the long run.

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